2.0 Overview
Meeting the Financial Requirement
The financial requirement is a core part of your UK Spouse/Partner visa application. The Home Office must be satisfied that you can support yourselves in the UK without relying on public funds.
To meet this requirement, you must demonstrate that you have a gross annual income or sufficient savings that meet the current threshold (generally ÂŁ29,000 for new applicants).
Quick check: Use the Financial Requirement Calculator to see if you meet the threshold or how much savings you need.
Understanding the Categories
The Home Office categorizes income into seven distinct types (A through G), each with specific evidentiary rules. You can use one category alone or, in certain cases, combine them to reach the required threshold.
| Category | Description |
|---|---|
| Category A | Salaried/Non-salaried employment (with same employer for 6+ months) |
| Category B | Salaried/Non-salaried employment (less than 6 months or variable income) |
| Category C | Non-employment income (e.g., rental, dividends, interest) |
| Category D | Cash savings |
| Category E | Pension income |
| Category F | Self-employment (last full financial year) |
| Category G | Self-employment (average of last two full financial years) |
Which Route Should You Choose?
This guide focuses on the three most common routes used by the vast majority of applicants: Categories A, B, and D.
- Category A is the most straightforward route for those in stable, long-term employment.
- Category B provides flexibility if you have recently changed jobs or have irregular/variable income.
- Category D is frequently used either as a standalone method (if you have significant savings) or as a “top-up” to bridge a shortfall in your income.
Important Note: If your circumstances require you to rely on Categories C, E, F, or G (such as complex self-employment, company director dividends, or specific investment income), these routes involve highly technical evidentiary requirements. It is strongly recommended that you consult with an OISC-registered immigration solicitor to ensure your evidence meets the strict standards set by the Home Office. Incorrectly documenting these categories is a common reason for visa refusals.
⚠️ Disclaimer: This guide is for educational purposes and does not constitute legal advice. Immigration rules are subject to change. Always cross-reference your specific situation with the official GOV.UK Family Visas portal before submitting an application.